Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 15,427,000 | 14,431,000 | 14,112,000 | 15,098,000 |
| Total loans | 10,775,000 | 10,663,000 | 10,257,000 | 10,364,000 |
| Allowance for loan losses | 83,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 1,252,000 | 1,245,000 | 1,253,000 | 1,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,639,000 | 12,558,000 | 12,497,000 | 13,416,000 |
| Interest-bearing deposits | 8,217,000 | 7,326,000 | 7,315,000 | 8,204,000 |
| Noninterest-bearing deposits | 5,422,000 | 5,232,000 | 5,182,000 | 5,212,000 |
| Equity capital | 1,782,000 | 1,811,000 | 1,609,000 | 1,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 520,000 | 760,000 | 1,000,000 |
| Interest expense | 8,000 | 16,000 | 26,000 | 37,000 |
| Net interest income | 257,000 | 504,000 | 734,000 | 963,000 |
| Noninterest income | 29,000 | 56,000 | 89,000 | 118,000 |
| Noninterest expense | 176,000 | 342,000 | 705,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 218,000 | 118,000 | 188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 218,000 | 118,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,783,000 | 1,811,000 | 1,604,000 | 1,674,000 |