Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 16,809,000 | 17,719,000 | 16,880,000 | 16,700,000 |
| Total loans | 9,794,000 | 9,687,000 | 10,301,000 | 11,183,000 |
| Allowance for loan losses | 128,000 | 87,000 | 87,000 | 87,000 |
| Securities available for sale | 1,256,000 | 1,719,000 | 1,730,000 | 1,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,175,000 | 15,902,000 | 15,097,000 | 14,924,000 |
| Interest-bearing deposits | 9,442,000 | 9,943,000 | 9,201,000 | 9,459,000 |
| Noninterest-bearing deposits | 5,733,000 | 5,959,000 | 5,896,000 | 5,465,000 |
| Equity capital | 1,629,000 | 1,811,000 | 1,778,000 | 1,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 495,000 | 767,000 | 1,028,000 |
| Interest expense | 7,000 | 13,000 | 19,000 | 28,000 |
| Net interest income | 227,000 | 482,000 | 748,000 | 1,000,000 |
| Noninterest income | 32,000 | 192,000 | 227,000 | 268,000 |
| Noninterest expense | 154,000 | 333,000 | 492,000 | 676,000 |
| Provision for loan losses | 40,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 65,000 | 271,000 | 413,000 | 522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 271,000 | 413,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,631,000 | 1,816,000 | 1,784,000 | 1,773,000 |
| Total capital | 1,759,000 | 1,903,000 | — | — |
| Risk-weighted assets | 11,005,000 | 10,847,000 | — | — |