Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 18,573,000 | 17,893,000 | 16,760,000 | 17,430,000 |
| Total loans | 9,373,000 | 9,655,000 | 9,755,000 | 9,786,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 96,000 |
| Securities available for sale | 1,255,000 | 2,236,000 | 1,236,000 | 1,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,013,000 | 16,307,000 | 15,118,000 | 15,558,000 |
| Interest-bearing deposits | 10,764,000 | 10,525,000 | 9,831,000 | 10,147,000 |
| Noninterest-bearing deposits | 6,249,000 | 5,782,000 | 5,287,000 | 5,411,000 |
| Equity capital | 1,557,000 | 1,583,000 | 1,632,000 | 1,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 315,000 | 507,000 | 738,000 |
| Interest expense | 3,000 | 6,000 | 10,000 | 16,000 |
| Net interest income | 146,000 | 309,000 | 497,000 | 722,000 |
| Noninterest income | 36,000 | 71,000 | 107,000 | 346,000 |
| Noninterest expense | 172,000 | 339,000 | 491,000 | 659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 41,000 | 113,000 | 409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 41,000 | 113,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,561,000 | 1,592,000 | 1,643,000 | 1,875,000 |
| Total capital | 1,657,000 | 1,688,000 | 1,739,000 | 1,971,000 |
| Risk-weighted assets | 10,612,000 | 10,629,000 | 10,696,000 | 11,038,000 |