Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 19,490,000 | 19,802,000 | 18,837,000 | 18,981,000 |
| Total loans | 9,690,000 | 9,561,000 | 9,568,000 | 9,294,000 |
| Allowance for loan losses | 99,000 | 99,000 | 99,000 | 96,000 |
| Securities available for sale | 1,923,000 | 1,917,000 | 1,910,000 | 1,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,933,000 | 18,255,000 | 17,290,000 | 17,428,000 |
| Interest-bearing deposits | 10,899,000 | 11,199,000 | 10,979,000 | 11,346,000 |
| Noninterest-bearing deposits | 7,034,000 | 7,056,000 | 6,312,000 | 6,083,000 |
| Equity capital | 1,552,000 | 1,543,000 | 1,544,000 | 1,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 311,000 | 467,000 | 620,000 |
| Interest expense | 3,000 | 7,000 | 10,000 | 15,000 |
| Net interest income | 153,000 | 304,000 | 457,000 | 605,000 |
| Noninterest income | 28,000 | 57,000 | 91,000 | 131,000 |
| Noninterest expense | 167,000 | 339,000 | 515,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 22,000 | 33,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 22,000 | 33,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,545,000 | 1,539,000 | 1,543,000 | 1,551,000 |
| Total capital | 1,644,000 | 1,638,000 | 1,642,000 | 1,647,000 |
| Risk-weighted assets | 11,239,000 | 11,108,000 | 10,915,000 | 10,733,000 |