Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,000,000 | 17,860,000 | 17,449,000 | 18,317,000 |
| Total loans | 10,326,000 | 10,253,000 | 9,953,000 | 9,586,000 |
| Allowance for loan losses | 98,000 | 99,000 | 99,000 | 99,000 |
| Securities available for sale | 1,972,000 | 1,813,000 | 1,682,000 | 1,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,408,000 | 16,281,000 | 15,891,000 | 16,759,000 |
| Interest-bearing deposits | 9,966,000 | 10,041,000 | 9,704,000 | 9,776,000 |
| Noninterest-bearing deposits | 5,443,000 | 6,240,000 | 6,187,000 | 6,984,000 |
| Equity capital | 1,586,000 | 1,575,000 | 1,554,000 | 1,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 376,000 | 549,000 | 712,000 |
| Interest expense | 7,000 | 13,000 | 17,000 | 20,000 |
| Net interest income | 191,000 | 363,000 | 532,000 | 692,000 |
| Noninterest income | 37,000 | 66,000 | 77,000 | 132,000 |
| Noninterest expense | 179,000 | 346,000 | 513,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 83,000 | 96,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 83,000 | 96,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,575,000 | 1,559,000 | 1,542,000 | 1,545,000 |
| Total capital | 1,673,000 | 1,658,000 | 1,641,000 | 1,644,000 |
| Risk-weighted assets | 11,532,000 | 11,701,000 | 11,463,000 | 10,908,000 |