Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 16,671,000 | 16,409,000 | 16,733,000 | 17,318,000 |
| Total loans | 11,122,000 | 10,715,000 | 10,648,000 | 10,295,000 |
| Allowance for loan losses | 99,000 | 99,000 | 99,000 | 98,000 |
| Securities available for sale | 1,797,000 | 1,818,000 | 1,612,000 | 983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,062,000 | 14,801,000 | 15,113,000 | 15,725,000 |
| Interest-bearing deposits | 9,660,000 | 9,636,000 | 10,092,000 | 10,102,000 |
| Noninterest-bearing deposits | 5,402,000 | 5,165,000 | 5,021,000 | 5,623,000 |
| Equity capital | 1,604,000 | 1,604,000 | 1,615,000 | 1,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 419,000 | 636,000 | 850,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 24,000 |
| Net interest income | 200,000 | 407,000 | 618,000 | 826,000 |
| Noninterest income | 59,000 | 109,000 | 155,000 | 204,000 |
| Noninterest expense | 184,000 | 374,000 | 553,000 | 759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 142,000 | 220,000 | 271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 142,000 | 220,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,599,000 | 1,592,000 | 1,603,000 | 1,576,000 |
| Total capital | 1,698,000 | 1,691,000 | 1,702,000 | 1,674,000 |
| Risk-weighted assets | 12,254,000 | 11,970,000 | 11,945,000 | 12,109,000 |