Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,150,000 | 17,070,000 | 16,138,000 | 16,025,000 |
| Total loans | 11,374,000 | 11,910,000 | 11,679,000 | 11,432,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 2,759,000 | 2,744,000 | 2,399,000 | 2,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,561,000 | 15,484,000 | 14,545,000 | 14,458,000 |
| Interest-bearing deposits | 10,269,000 | 9,886,000 | 9,472,000 | 9,459,000 |
| Noninterest-bearing deposits | 5,292,000 | 5,599,000 | 5,073,000 | 4,998,000 |
| Equity capital | 1,585,000 | 1,581,000 | 1,588,000 | 1,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 403,000 | 609,000 | 812,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 25,000 |
| Net interest income | 191,000 | 390,000 | 590,000 | 787,000 |
| Noninterest income | 53,000 | 103,000 | 154,000 | 206,000 |
| Noninterest expense | 177,000 | 364,000 | 539,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 129,000 | 205,000 | 248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 129,000 | 205,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,590,000 | 1,585,000 | 1,599,000 | 1,567,000 |
| Total capital | 1,691,000 | 1,686,000 | 1,700,000 | 1,668,000 |
| Risk-weighted assets | 12,661,000 | 13,029,000 | 13,309,000 | 12,529,000 |