Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 16,815,000 | 16,932,000 | 17,038,000 | 16,421,000 |
| Total loans | 11,558,000 | 11,385,000 | 11,313,000 | 10,902,000 |
| Allowance for loan losses | 113,000 | 113,000 | 100,000 | 101,000 |
| Securities available for sale | 2,569,000 | 2,523,000 | 2,158,000 | 2,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,810,000 | 14,913,000 | 15,002,000 | 14,846,000 |
| Interest-bearing deposits | 10,127,000 | 10,480,000 | 10,299,000 | 10,310,000 |
| Noninterest-bearing deposits | 4,683,000 | 4,432,000 | 4,703,000 | 4,536,000 |
| Equity capital | 1,599,000 | 1,615,000 | 1,632,000 | 1,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 399,000 | 610,000 | 810,000 |
| Interest expense | 8,000 | 17,000 | 24,000 | 33,000 |
| Net interest income | 191,000 | 382,000 | 586,000 | 777,000 |
| Noninterest income | 44,000 | 86,000 | 136,000 | 226,000 |
| Noninterest expense | 173,000 | 340,000 | 513,000 | 748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 128,000 | 209,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 128,000 | 209,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,582,000 | 1,586,000 | 1,603,000 | 1,568,000 |
| Total capital | 1,695,000 | 1,699,000 | 1,703,000 | 1,669,000 |
| Risk-weighted assets | 12,830,000 | 13,278,000 | 12,389,000 | 12,093,000 |