Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,492,000 | 16,321,000 | 16,325,000 | 16,525,000 |
| Total loans | 11,736,000 | 11,769,000 | 11,633,000 | 11,509,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 2,774,000 | 2,720,000 | 2,599,000 | 2,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,867,000 | 14,387,000 | 14,199,000 | 14,170,000 |
| Interest-bearing deposits | 10,212,000 | 9,837,000 | 10,206,000 | 10,120,000 |
| Noninterest-bearing deposits | 4,655,000 | 4,549,000 | 3,992,000 | 4,049,000 |
| Equity capital | 1,615,000 | 1,608,000 | 1,622,000 | 1,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 406,000 | 607,000 | 806,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 28,000 |
| Net interest income | 197,000 | 391,000 | 585,000 | 778,000 |
| Noninterest income | 57,000 | 108,000 | 159,000 | 213,000 |
| Noninterest expense | 173,000 | 351,000 | 509,000 | 709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 148,000 | 235,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 148,000 | 235,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,600,000 | 1,586,000 | 1,606,000 | 1,566,000 |
| Total capital | 1,713,000 | 1,699,000 | 1,719,000 | 1,679,000 |
| Risk-weighted assets | 13,499,000 | 12,747,000 | 12,683,000 | 12,644,000 |