Call reports 2015
PEOPLES STATE BANK — 2015
What PEOPLES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,397,000 | 16,453,000 | 15,462,000 | 16,747,000 |
| Total loans | 11,624,000 | 11,303,000 | 11,113,000 | 11,896,000 |
| Allowance for loan losses | 132,000 | 116,000 | 119,000 | 113,000 |
| Securities available for sale | 2,714,000 | 2,890,000 | 2,785,000 | 2,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,801,000 | 14,870,000 | 13,843,000 | 14,410,000 |
| Interest-bearing deposits | 10,877,000 | 10,827,000 | 9,876,000 | 9,873,000 |
| Noninterest-bearing deposits | 4,925,000 | 4,043,000 | 3,967,000 | 4,538,000 |
| Equity capital | 1,589,000 | 1,579,000 | 1,602,000 | 1,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 416,000 | 625,000 | 825,000 |
| Interest expense | 7,000 | 14,000 | 21,000 | 28,000 |
| Net interest income | 200,000 | 402,000 | 604,000 | 797,000 |
| Noninterest income | 45,000 | 106,000 | 168,000 | 231,000 |
| Noninterest expense | 169,000 | 353,000 | 527,000 | 726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 155,000 | 245,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 155,000 | 245,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,593,000 | 1,597,000 | 1,609,000 | 1,575,000 |
| Total capital | 1,725,000 | 1,713,000 | 1,728,000 | 1,688,000 |
| Risk-weighted assets | 14,123,000 | 12,210,000 | 11,822,000 | 13,371,000 |