Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,173,000 | 17,538,000 | 17,763,000 | 17,704,000 |
| Total loans | 12,651,000 | 13,501,000 | 13,172,000 | 12,999,000 |
| Allowance for loan losses | 149,000 | 148,000 | 147,000 | 147,000 |
| Securities available for sale | 1,111,000 | 1,110,000 | 2,481,000 | 2,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,571,000 | 15,907,000 | 15,508,000 | 15,663,000 |
| Interest-bearing deposits | 11,855,000 | 11,980,000 | 12,068,000 | 11,514,000 |
| Noninterest-bearing deposits | 3,716,000 | 3,927,000 | 3,440,000 | 4,149,000 |
| Equity capital | 1,588,000 | 1,616,000 | 1,610,000 | 1,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 499,000 | 751,000 | 1,004,000 |
| Interest expense | 21,000 | 39,000 | 56,000 | 73,000 |
| Net interest income | 228,000 | 460,000 | 695,000 | 931,000 |
| Noninterest income | 48,000 | 110,000 | 157,000 | 213,000 |
| Noninterest expense | 177,000 | 361,000 | 525,000 | 709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 209,000 | 327,000 | 460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 209,000 | 327,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,580,000 | 1,592,000 | 1,605,000 | 1,512,000 |
| Total capital | 1,729,000 | 1,740,000 | 1,752,000 | 1,659,000 |
| Risk-weighted assets | 13,519,000 | 14,176,000 | 14,426,000 | 14,695,000 |