Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,004,000 | 16,550,000 | 17,305,000 | 16,834,000 |
| Total loans | 13,378,000 | 13,860,000 | 12,974,000 | 12,864,000 |
| Allowance for loan losses | 139,000 | 119,000 | 131,000 | 145,000 |
| Securities available for sale | 325,000 | 444,000 | 443,000 | 425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,391,000 | 14,930,000 | 15,676,000 | 15,243,000 |
| Interest-bearing deposits | 11,921,000 | 11,534,000 | 11,886,000 | 11,563,000 |
| Noninterest-bearing deposits | 3,470,000 | 3,396,000 | 3,790,000 | 3,680,000 |
| Equity capital | 1,593,000 | 1,600,000 | 1,614,000 | 1,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 497,000 | 745,000 | 985,000 |
| Interest expense | 32,000 | 60,000 | 83,000 | 104,000 |
| Net interest income | 214,000 | 437,000 | 662,000 | 881,000 |
| Noninterest income | 48,000 | 100,000 | 155,000 | 212,000 |
| Noninterest expense | 174,000 | 347,000 | 516,000 | 724,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 36,000 |
| Pretax income | 88,000 | 184,000 | 280,000 | 333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 184,000 | 280,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,576,000 | 1,581,000 | 1,583,000 | 1,543,000 |
| Total capital | 1,715,000 | 1,700,000 | 1,714,000 | 1,688,000 |
| Risk-weighted assets | 14,507,000 | 14,392,000 | 13,775,000 | 13,562,000 |