Call reports 2008
PEOPLES STATE BANK — 2008
What PEOPLES STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 14,485,000 | 13,259,000 | 13,131,000 | 13,492,000 |
| Total loans | 10,958,000 | 10,347,000 | 10,777,000 | 11,065,000 |
| Allowance for loan losses | 135,000 | 135,000 | 136,000 | 136,000 |
| Securities available for sale | 1,514,000 | 1,265,000 | 859,000 | 779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,958,000 | 11,677,000 | 11,507,000 | 11,576,000 |
| Interest-bearing deposits | 9,101,000 | 8,804,000 | 9,067,000 | 8,902,000 |
| Noninterest-bearing deposits | 2,857,000 | 2,873,000 | 2,439,000 | 2,673,000 |
| Equity capital | 1,574,000 | 1,544,000 | 1,577,000 | 1,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 547,000 | 800,000 | 1,044,000 |
| Interest expense | 90,000 | 159,000 | 223,000 | 279,000 |
| Net interest income | 194,000 | 388,000 | 577,000 | 765,000 |
| Noninterest income | 44,000 | 103,000 | 151,000 | 199,000 |
| Noninterest expense | 162,000 | 325,000 | 502,000 | 678,000 |
| Provision for loan losses | 0 | 6,000 | 8,000 | 8,000 |
| Pretax income | 76,000 | 160,000 | 218,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 135,000 | 218,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,550,000 | 1,535,000 | 1,560,000 | 1,485,000 |
| Total capital | 1,685,000 | 1,670,000 | 1,696,000 | 1,621,000 |
| Risk-weighted assets | 11,607,000 | 10,901,000 | 11,174,000 | 11,391,000 |
Machine access — free, no API key
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