Call reports 2007
PEOPLES STATE BANK — 2007
What PEOPLES STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,778,000 | 13,563,000 | 13,343,000 | 14,635,000 |
| Total loans | 9,089,000 | 9,034,000 | 9,780,000 | 11,520,000 |
| Allowance for loan losses | 132,000 | 134,000 | 134,000 | 134,000 |
| Securities available for sale | 2,165,000 | 1,819,000 | 1,699,000 | 1,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,208,000 | 11,982,000 | 11,529,000 | 11,218,000 |
| Interest-bearing deposits | 9,558,000 | 9,231,000 | 9,017,000 | 8,781,000 |
| Noninterest-bearing deposits | 2,650,000 | 2,751,000 | 2,512,000 | 2,437,000 |
| Equity capital | 1,530,000 | 1,536,000 | 1,564,000 | 1,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 529,000 | 803,000 | 1,099,000 |
| Interest expense | 69,000 | 142,000 | 216,000 | 298,000 |
| Net interest income | 193,000 | 387,000 | 587,000 | 801,000 |
| Noninterest income | 55,000 | 117,000 | 173,000 | 230,000 |
| Noninterest expense | 170,000 | 327,000 | 480,000 | 662,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 10,000 |
| Pretax income | 78,000 | 170,000 | 273,000 | 359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 170,000 | 273,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,551,000 | 1,566,000 | 1,577,000 | 1,560,000 |
| Total capital | 1,676,000 | 1,690,000 | 1,708,000 | 1,694,000 |
| Risk-weighted assets | 9,957,000 | 9,912,000 | 10,494,000 | 12,107,000 |
Machine access — free, no API key
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