Call reports 2005
PEOPLES STATE BANK — 2005
What PEOPLES STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,437,000 | 14,927,000 | 14,883,000 | 14,234,000 |
| Total loans | 8,098,000 | 8,815,000 | 9,071,000 | 8,642,000 |
| Allowance for loan losses | 139,000 | 139,000 | 139,000 | 137,000 |
| Securities available for sale | 5,126,000 | 4,844,000 | 4,295,000 | 4,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,928,000 | 12,929,000 | 12,340,000 | 12,426,000 |
| Interest-bearing deposits | 10,437,000 | 10,183,000 | 9,900,000 | 9,976,000 |
| Noninterest-bearing deposits | 2,491,000 | 2,746,000 | 2,440,000 | 2,450,000 |
| Equity capital | 1,481,000 | 1,526,000 | 1,513,000 | 1,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 428,000 | 659,000 | 894,000 |
| Interest expense | 39,000 | 80,000 | 124,000 | 184,000 |
| Net interest income | 170,000 | 348,000 | 535,000 | 710,000 |
| Noninterest income | 60,000 | 121,000 | 182,000 | 240,000 |
| Noninterest expense | 159,000 | 304,000 | 462,000 | 634,000 |
| Provision for loan losses | 6,000 | 6,000 | 11,000 | 11,000 |
| Pretax income | 65,000 | 159,000 | 241,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 159,000 | 241,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,528,000 | 1,557,000 | 1,548,000 | 1,531,000 |
| Total capital | 1,646,000 | 1,683,000 | 1,676,000 | 1,655,000 |
| Risk-weighted assets | 9,430,000 | 10,074,000 | 10,207,000 | 9,901,000 |
Machine access — free, no API key
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