Call reports 2004
PEOPLES STATE BANK — 2004
What PEOPLES STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,328,000 | 15,817,000 | 16,046,000 | 15,410,000 |
| Total loans | 7,858,000 | 8,279,000 | 8,835,000 | 8,156,000 |
| Allowance for loan losses | 136,000 | 140,000 | 140,000 | 139,000 |
| Securities available for sale | 6,521,000 | 5,706,000 | 5,340,000 | 5,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,567,000 | 13,598,000 | 13,130,000 | 13,248,000 |
| Interest-bearing deposits | 11,905,000 | 11,243,000 | 10,851,000 | 10,578,000 |
| Noninterest-bearing deposits | 2,662,000 | 2,355,000 | 2,279,000 | 2,670,000 |
| Equity capital | 1,585,000 | 1,469,000 | 1,555,000 | 1,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 416,000 | 629,000 | 850,000 |
| Interest expense | 48,000 | 89,000 | 129,000 | 174,000 |
| Net interest income | 156,000 | 327,000 | 500,000 | 676,000 |
| Noninterest income | 46,000 | 96,000 | 173,000 | 243,000 |
| Noninterest expense | 146,000 | 295,000 | 446,000 | 622,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 13,000 |
| Pretax income | 56,000 | 128,000 | 226,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 128,000 | 226,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,490,000 | 1,506,000 | 1,541,000 | 1,508,000 |
| Total capital | 1,604,000 | 1,627,000 | 1,665,000 | 1,623,000 |
| Risk-weighted assets | 9,097,000 | 9,644,000 | 9,944,000 | 9,195,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.