Call reports 2019
FIRST BANK OF NEWTON — 2019
What FIRST BANK OF NEWTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 188,166,000 | 198,828,000 | 202,259,000 |
| Total loans | 163,018,000 | 165,669,000 | 157,540,000 |
| Allowance for loan losses | 2,190,000 | 2,308,000 | 58,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 10,076,000 | 9,698,000 | 8,682,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 167,702,000 | 178,478,000 | 174,708,000 |
| Interest-bearing deposits | 146,415,000 | 159,388,000 | 153,367,000 |
| Noninterest-bearing deposits | 21,286,000 | 19,090,000 | 21,341,000 |
| Equity capital | 19,296,000 | 19,418,000 | 25,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,070,000 | 4,297,000 | 6,626,000 |
| Interest expense | 317,000 | 674,000 | 1,041,000 |
| Net interest income | 1,753,000 | 3,623,000 | 5,585,000 |
| Noninterest income | 258,000 | 508,000 | 766,000 |
| Noninterest expense | 1,422,000 | 2,895,000 | 4,780,000 |
| Provision for loan losses | 125,000 | 350,000 | 630,000 |
| Pretax income | 464,000 | 886,000 | 941,000 |
| Income tax | -33,000 | -6,000 | 61,000 |
| Net income | 497,000 | 892,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 19,296,000 | 19,418,000 | 18,189,000 |
| Total capital | 21,080,000 | 21,263,000 | 18,247,000 |
| Risk-weighted assets | 140,562,000 | 145,306,000 | 150,578,000 |