Call reports 2018
FIRST BANK OF NEWTON — 2018
What FIRST BANK OF NEWTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 188,992,000 | 195,900,000 | 186,977,000 | 196,281,000 |
| Total loans | 161,721,000 | 164,347,000 | 163,440,000 | 163,997,000 |
| Allowance for loan losses | 2,136,000 | 2,124,000 | 2,164,000 | 2,111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,192,000 | 12,766,000 | 10,827,000 | 10,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,596,000 | 176,464,000 | 165,724,000 | 176,461,000 |
| Interest-bearing deposits | 144,943,000 | 152,060,000 | 143,273,000 | 154,575,000 |
| Noninterest-bearing deposits | 23,653,000 | 24,405,000 | 22,452,000 | 21,886,000 |
| Equity capital | 18,335,000 | 18,650,000 | 18,966,000 | 19,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 4,017,000 | 6,089,000 | 8,202,000 |
| Interest expense | 229,000 | 497,000 | 768,000 | 1,059,000 |
| Net interest income | 1,764,000 | 3,520,000 | 5,321,000 | 7,143,000 |
| Noninterest income | 262,000 | 478,000 | 745,000 | 975,000 |
| Noninterest expense | 1,448,000 | 2,830,000 | 4,184,000 | 5,578,000 |
| Provision for loan losses | 25,000 | 25,000 | 150,000 | 150,000 |
| Pretax income | 553,000 | 1,143,000 | 1,732,000 | 2,390,000 |
| Income tax | 33,000 | 58,000 | 82,000 | 106,000 |
| Net income | 520,000 | 1,085,000 | 1,650,000 | 2,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,335,000 | 18,650,000 | 18,966,000 | 19,049,000 |
| Total capital | 20,052,000 | 20,439,000 | 20,749,000 | 20,863,000 |
| Risk-weighted assets | 136,918,000 | 141,020,000 | 140,462,000 | 143,014,000 |