Call reports 2017
FIRST BANK OF NEWTON — 2017
What FIRST BANK OF NEWTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 191,149,000 | 193,942,000 | 188,697,000 | 196,420,000 |
| Total loans | 159,969,000 | 160,996,000 | 162,973,000 | 165,770,000 |
| Allowance for loan losses | 1,991,000 | 2,072,000 | 2,104,000 | 2,119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,045,000 | 16,082,000 | 16,278,000 | 14,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,114,000 | 170,609,000 | 164,194,000 | 168,739,000 |
| Interest-bearing deposits | 145,783,000 | 148,911,000 | 141,471,000 | 145,916,000 |
| Noninterest-bearing deposits | 22,331,000 | 21,698,000 | 22,723,000 | 22,823,000 |
| Equity capital | 17,280,000 | 17,619,000 | 17,961,000 | 18,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,865,000 | 5,836,000 | 7,848,000 |
| Interest expense | 123,000 | 241,000 | 362,000 | 497,000 |
| Net interest income | 1,787,000 | 3,624,000 | 5,474,000 | 7,351,000 |
| Noninterest income | 259,000 | 520,000 | 772,000 | 1,049,000 |
| Noninterest expense | 1,348,000 | 2,708,000 | 4,119,000 | 5,544,000 |
| Provision for loan losses | 100,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 598,000 | 1,186,000 | 1,802,000 | 2,456,000 |
| Income tax | 42,000 | 66,000 | 90,000 | 115,000 |
| Net income | 556,000 | 1,120,000 | 1,712,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,280,000 | 17,619,000 | 17,961,000 | 18,040,000 |
| Total capital | 19,064,000 | 19,412,000 | 19,692,000 | 19,813,000 |
| Risk-weighted assets | 142,489,000 | 143,134,000 | 138,139,000 | 141,477,000 |