Call reports 2016
FIRST BANK OF NEWTON — 2016
What FIRST BANK OF NEWTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,132,000 | 189,031,000 | 189,949,000 | 194,031,000 |
| Total loans | 144,376,000 | 147,742,000 | 154,039,000 | 158,990,000 |
| Allowance for loan losses | 1,869,000 | 1,950,000 | 1,917,000 | 1,968,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,724,000 | 23,840,000 | 21,687,000 | 20,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,514,000 | 160,984,000 | 160,656,000 | 163,300,000 |
| Interest-bearing deposits | 140,133,000 | 139,202,000 | 139,520,000 | 141,144,000 |
| Noninterest-bearing deposits | 21,381,000 | 21,782,000 | 21,136,000 | 22,156,000 |
| Equity capital | 15,983,000 | 16,321,000 | 16,637,000 | 16,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,638,000 | 5,550,000 | 7,484,000 |
| Interest expense | 108,000 | 218,000 | 332,000 | 452,000 |
| Net interest income | 1,689,000 | 3,420,000 | 5,218,000 | 7,032,000 |
| Noninterest income | 230,000 | 481,000 | 743,000 | 951,000 |
| Noninterest expense | 1,326,000 | 2,652,000 | 4,022,000 | 5,363,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 400,000 |
| Pretax income | 518,000 | 1,099,000 | 1,664,000 | 2,220,000 |
| Income tax | 15,000 | 33,000 | 58,000 | 77,000 |
| Net income | 503,000 | 1,066,000 | 1,606,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,983,000 | 16,321,000 | 16,637,000 | 16,949,000 |
| Total capital | 17,794,000 | 18,162,000 | 18,544,000 | 18,738,000 |
| Risk-weighted assets | 144,795,000 | 147,222,000 | 152,517,000 | 142,964,000 |