Call reports 2013
FIRST BANK OF NEWTON — 2013
What FIRST BANK OF NEWTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 151,574,000 | 159,367,000 | 157,836,000 | 162,425,000 |
| Total loans | 104,370,000 | 107,642,000 | 110,507,000 | 114,588,000 |
| Allowance for loan losses | 1,791,000 | 1,634,000 | 1,698,000 | 1,726,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,942,000 | 28,888,000 | 31,981,000 | 30,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,283,000 | 145,745,000 | 143,917,000 | 148,431,000 |
| Interest-bearing deposits | 123,645,000 | 131,550,000 | 128,364,000 | 132,077,000 |
| Noninterest-bearing deposits | 14,638,000 | 14,195,000 | 15,553,000 | 16,354,000 |
| Equity capital | 12,962,000 | 13,234,000 | 13,438,000 | 13,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,083,000 | 4,637,000 | 6,222,000 |
| Interest expense | 142,000 | 279,000 | 418,000 | 565,000 |
| Net interest income | 1,391,000 | 2,804,000 | 4,219,000 | 5,657,000 |
| Noninterest income | 218,000 | 431,000 | 664,000 | 912,000 |
| Noninterest expense | 1,075,000 | 2,182,000 | 3,366,000 | 4,624,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 325,000 |
| Pretax income | 459,000 | 903,000 | 1,292,000 | 1,620,000 |
| Income tax | 33,000 | 56,000 | 80,000 | 90,000 |
| Net income | 426,000 | 847,000 | 1,212,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,962,000 | 13,234,000 | 13,438,000 | 13,611,000 |
| Total capital | 14,245,000 | 14,559,000 | 14,824,000 | 15,063,000 |
| Risk-weighted assets | 102,130,000 | 105,716,000 | 110,550,000 | 115,889,000 |