Call reports 2012
FIRST BANK OF NEWTON — 2012
What FIRST BANK OF NEWTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,611,000 | 152,332,000 | 149,446,000 | 153,095,000 |
| Total loans | 98,549,000 | 101,124,000 | 102,784,000 | 104,624,000 |
| Allowance for loan losses | 1,669,000 | 1,820,000 | 1,903,000 | 1,703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,883,000 | 37,715,000 | 37,038,000 | 28,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,509,000 | 139,849,000 | 136,596,000 | 140,127,000 |
| Interest-bearing deposits | 121,769,000 | 125,437,000 | 121,027,000 | 125,196,000 |
| Noninterest-bearing deposits | 13,741,000 | 14,412,000 | 15,569,000 | 14,931,000 |
| Equity capital | 11,851,000 | 12,166,000 | 12,452,000 | 12,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,371,000 | 4,999,000 | 6,679,000 |
| Interest expense | 196,000 | 380,000 | 550,000 | 709,000 |
| Net interest income | 1,486,000 | 2,991,000 | 4,449,000 | 5,970,000 |
| Noninterest income | 344,000 | 557,000 | 774,000 | 1,010,000 |
| Noninterest expense | 1,069,000 | 2,149,000 | 3,291,000 | 4,442,000 |
| Provision for loan losses | 125,000 | 275,000 | 350,000 | 500,000 |
| Pretax income | 636,000 | 1,124,000 | 1,582,000 | 2,038,000 |
| Income tax | 11,000 | 34,000 | 56,000 | 64,000 |
| Net income | 625,000 | 1,090,000 | 1,526,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,851,000 | 12,166,000 | 12,452,000 | 12,690,000 |
| Total capital | 13,012,000 | 13,360,000 | 13,703,000 | 13,953,000 |
| Risk-weighted assets | 94,732,000 | 96,405,000 | 98,700,000 | 100,582,000 |