Call reports 2011
FIRST BANK OF NEWTON — 2011
What FIRST BANK OF NEWTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 143,320,000 | 144,454,000 | 141,635,000 | 154,353,000 |
| Total loans | 94,931,000 | 96,544,000 | 96,034,000 | 103,126,000 |
| Allowance for loan losses | 1,296,000 | 1,443,000 | 1,567,000 | 1,529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,109,000 | 39,201,000 | 40,281,000 | 37,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,294,000 | 133,255,000 | 129,281,000 | 142,691,000 |
| Interest-bearing deposits | 121,820,000 | 121,233,000 | 117,273,000 | 126,158,000 |
| Noninterest-bearing deposits | 10,474,000 | 12,022,000 | 12,008,000 | 16,533,000 |
| Equity capital | 10,703,000 | 10,892,000 | 11,203,000 | 11,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,270,000 | 4,941,000 | 6,635,000 |
| Interest expense | 254,000 | 504,000 | 739,000 | 948,000 |
| Net interest income | 1,373,000 | 2,766,000 | 4,202,000 | 5,687,000 |
| Noninterest income | 227,000 | 465,000 | 706,000 | 943,000 |
| Noninterest expense | 1,073,000 | 2,187,000 | 3,256,000 | 4,422,000 |
| Provision for loan losses | 100,000 | 250,000 | 375,000 | 525,000 |
| Pretax income | 427,000 | 794,000 | 1,277,000 | 1,683,000 |
| Income tax | 39,000 | 67,000 | 89,000 | 112,000 |
| Net income | 388,000 | 727,000 | 1,188,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,703,000 | 10,892,000 | 11,203,000 | 11,436,000 |
| Total capital | 11,818,000 | 12,021,000 | 12,331,000 | 12,627,000 |
| Risk-weighted assets | 97,473,000 | 98,012,000 | 94,500,000 | 97,768,000 |