Call reports 2025
NOBLEBANK & TRUST — 2025
What NOBLEBANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 424,770,000 | 434,329,000 | 444,912,000 | 438,733,000 |
| Total loans | 257,986,000 | 268,193,000 | 267,692,000 | 262,876,000 |
| Allowance for loan losses | 3,186,000 | 3,334,000 | 3,547,000 | 3,595,000 |
| Securities available for sale | 112,233,000 | 111,323,000 | 115,931,000 | 115,946,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,420,000 | 399,679,000 | 406,877,000 | 398,368,000 |
| Interest-bearing deposits | 287,512,000 | 293,038,000 | 299,914,000 | 290,900,000 |
| Noninterest-bearing deposits | 104,908,000 | 106,641,000 | 106,963,000 | 107,468,000 |
| Equity capital | 28,755,000 | 29,541,000 | 32,850,000 | 35,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,338,000 | 10,994,000 | 16,736,000 | 22,501,000 |
| Interest expense | 1,291,000 | 2,640,000 | 4,010,000 | 5,335,000 |
| Net interest income | 4,047,000 | 8,354,000 | 12,726,000 | 17,166,000 |
| Noninterest income | 781,000 | 1,591,000 | 2,411,000 | 3,283,000 |
| Noninterest expense | 2,805,000 | 5,767,000 | 8,666,000 | 11,624,000 |
| Provision for loan losses | 207,000 | 364,000 | 615,000 | 646,000 |
| Pretax income | 1,484,000 | 3,482,000 | 5,470,000 | 7,793,000 |
| Income tax | 266,000 | 603,000 | 942,000 | 1,370,000 |
| Net income | 1,218,000 | 2,879,000 | 4,528,000 | 6,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,438,000 | 45,542,000 | 46,632,000 | 47,967,000 |