Call reports 2024
NOBLEBANK & TRUST — 2024
What NOBLEBANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 407,885,000 | 400,851,000 | 415,280,000 | 415,456,000 |
| Total loans | 255,255,000 | 254,522,000 | 243,673,000 | 252,053,000 |
| Allowance for loan losses | 3,232,000 | 3,410,000 | 3,107,000 | 3,026,000 |
| Securities available for sale | 102,853,000 | 103,239,000 | 111,517,000 | 110,068,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,523,000 | 371,068,000 | 381,241,000 | 385,007,000 |
| Interest-bearing deposits | 280,606,000 | 272,514,000 | 275,696,000 | 282,756,000 |
| Noninterest-bearing deposits | 98,917,000 | 98,554,000 | 105,545,000 | 102,251,000 |
| Equity capital | 24,380,000 | 25,715,000 | 29,688,000 | 26,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 10,245,000 | 15,478,000 | 20,801,000 |
| Interest expense | 1,306,000 | 2,605,000 | 3,994,000 | 5,430,000 |
| Net interest income | 3,792,000 | 7,640,000 | 11,484,000 | 15,371,000 |
| Noninterest income | 661,000 | 1,355,000 | 2,077,000 | 2,857,000 |
| Noninterest expense | 2,648,000 | 5,436,000 | 8,200,000 | 10,823,000 |
| Provision for loan losses | 332,000 | 628,000 | 1,028,000 | 1,410,000 |
| Pretax income | 1,407,000 | 2,865,000 | 4,267,000 | 6,078,000 |
| Income tax | 263,000 | 490,000 | 734,000 | 1,050,000 |
| Net income | 1,144,000 | 2,375,000 | 3,533,000 | 5,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,832,000 | 41,762,000 | 42,620,000 | 43,779,000 |