Call reports 2023
NOBLEBANK & TRUST — 2023
What NOBLEBANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 389,754,000 | 398,803,000 | 403,369,000 | 409,247,000 |
| Total loans | 244,556,000 | 249,785,000 | 257,984,000 | 260,534,000 |
| Allowance for loan losses | 3,399,000 | 3,487,000 | 3,572,000 | 3,661,000 |
| Securities available for sale | 104,256,000 | 105,717,000 | 98,364,000 | 105,524,000 |
| Securities held to maturity | 1,726,000 | 1,583,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,415,000 | 367,325,000 | 380,367,000 | 375,510,000 |
| Interest-bearing deposits | 261,367,000 | 262,432,000 | 281,515,000 | 271,550,000 |
| Noninterest-bearing deposits | 103,048,000 | 104,893,000 | 98,852,000 | 103,960,000 |
| Equity capital | 21,560,000 | 22,273,000 | 18,161,000 | 25,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,527,000 | 9,207,000 | 14,285,000 | 19,334,000 |
| Interest expense | 495,000 | 1,254,000 | 2,501,000 | 3,733,000 |
| Net interest income | 4,032,000 | 7,953,000 | 11,784,000 | 15,601,000 |
| Noninterest income | 691,000 | 1,405,000 | 2,057,000 | 2,720,000 |
| Noninterest expense | 2,747,000 | 5,452,000 | 8,135,000 | 10,862,000 |
| Provision for loan losses | 27,000 | 120,000 | 277,000 | 121,000 |
| Pretax income | 1,651,000 | 3,488,000 | 5,131,000 | 6,765,000 |
| Income tax | 336,000 | 689,000 | 1,011,000 | 1,249,000 |
| Net income | 1,315,000 | 2,799,000 | 4,120,000 | 5,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,557,000 | 38,771,000 | 39,822,000 | 40,948,000 |