Call reports 2022
NOBLEBANK & TRUST — 2022
What NOBLEBANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 390,479,000 | 396,098,000 | 382,430,000 | 399,771,000 |
| Total loans | 217,243,000 | 226,290,000 | 237,103,000 | 240,044,000 |
| Allowance for loan losses | 3,252,000 | 3,256,000 | 3,329,000 | 3,372,000 |
| Securities available for sale | 97,893,000 | 95,889,000 | 99,337,000 | 102,978,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,935,000 | 373,731,000 | 363,667,000 | 376,286,000 |
| Interest-bearing deposits | 269,908,000 | 269,703,000 | 259,439,000 | 263,756,000 |
| Noninterest-bearing deposits | 93,027,000 | 104,028,000 | 104,228,000 | 112,530,000 |
| Equity capital | 26,481,000 | 21,043,000 | 16,778,000 | 20,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,373,000 | 6,860,000 | 10,892,000 | 15,278,000 |
| Interest expense | 272,000 | 539,000 | 811,000 | 1,180,000 |
| Net interest income | 3,101,000 | 6,321,000 | 10,081,000 | 14,098,000 |
| Noninterest income | 712,000 | 1,348,000 | 1,962,000 | 2,612,000 |
| Noninterest expense | 2,612,000 | 5,205,000 | 7,867,000 | 10,715,000 |
| Provision for loan losses | 89,000 | 154,000 | 238,000 | 359,000 |
| Pretax income | 1,112,000 | 2,310,000 | 3,938,000 | 5,636,000 |
| Income tax | 197,000 | 429,000 | 883,000 | 706,000 |
| Net income | 915,000 | 1,881,000 | 3,055,000 | 4,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,368,000 | 35,065,000 | 36,069,000 | 37,673,000 |