Call reports 2021
NOBLEBANK & TRUST — 2021
What NOBLEBANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 361,006,000 | 371,030,000 | 377,620,000 | 381,098,000 |
| Total loans | 220,341,000 | 221,409,000 | 229,004,000 | 222,673,000 |
| Allowance for loan losses | 3,095,000 | 3,121,000 | 3,168,000 | 3,163,000 |
| Securities available for sale | 72,234,000 | 81,198,000 | 99,152,000 | 103,022,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,431,000 | 336,293,000 | 342,253,000 | 345,279,000 |
| Interest-bearing deposits | 240,516,000 | 245,203,000 | 252,637,000 | 259,429,000 |
| Noninterest-bearing deposits | 87,915,000 | 91,090,000 | 89,616,000 | 85,850,000 |
| Equity capital | 31,242,000 | 33,176,000 | 33,574,000 | 34,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 7,042,000 | 10,245,000 | 13,495,000 |
| Interest expense | 290,000 | 586,000 | 869,000 | 1,149,000 |
| Net interest income | 2,666,000 | 6,456,000 | 9,376,000 | 12,346,000 |
| Noninterest income | 650,000 | 1,357,000 | 2,103,000 | 3,061,000 |
| Noninterest expense | 2,409,000 | 4,879,000 | 7,393,000 | 10,030,000 |
| Provision for loan losses | -120,000 | -67,000 | 20,000 | 103,000 |
| Pretax income | 1,127,000 | 3,101,000 | 4,170,000 | 5,378,000 |
| Income tax | 226,000 | 629,000 | 893,000 | 1,036,000 |
| Net income | 901,000 | 2,472,000 | 3,277,000 | 4,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,845,000 | 33,191,000 | 33,741,000 | 34,537,000 |