Call reports 2020
NOBLEBANK & TRUST — 2020
What NOBLEBANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 261,363,000 | 313,590,000 | 323,298,000 | 341,472,000 |
| Total loans | 174,907,000 | 229,216,000 | 234,665,000 | 212,947,000 |
| Allowance for loan losses | 4,119,000 | 2,893,000 | 3,116,000 | 3,167,000 |
| Securities available for sale | 52,027,000 | 49,249,000 | 51,329,000 | 67,957,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,339,000 | 284,742,000 | 294,198,000 | 311,531,000 |
| Interest-bearing deposits | 183,993,000 | 199,426,000 | 210,276,000 | 225,430,000 |
| Noninterest-bearing deposits | 49,346,000 | 85,316,000 | 83,922,000 | 86,101,000 |
| Equity capital | 26,757,000 | 27,530,000 | 27,742,000 | 28,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,966,000 | 6,962,000 | 9,957,000 | 13,167,000 |
| Interest expense | 470,000 | 817,000 | 1,121,000 | 1,419,000 |
| Net interest income | 2,496,000 | 6,145,000 | 8,836,000 | 11,748,000 |
| Noninterest income | 556,000 | 1,083,000 | 1,712,000 | 2,737,000 |
| Noninterest expense | 2,515,000 | 5,208,000 | 7,869,000 | 10,638,000 |
| Provision for loan losses | 21,000 | 643,000 | 875,000 | 929,000 |
| Pretax income | 740,000 | 1,601,000 | 2,060,000 | 3,174,000 |
| Income tax | 137,000 | 86,000 | 189,000 | 432,000 |
| Net income | 603,000 | 1,515,000 | 1,871,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,219,000 | 26,981,000 | 27,188,000 | 27,908,000 |