Call reports 2019
NOBLEBANK & TRUST — 2019
What NOBLEBANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 263,113,000 | 260,477,000 | 266,803,000 | 267,336,000 |
| Total loans | 164,040,000 | 164,071,000 | 168,040,000 | 177,872,000 |
| Allowance for loan losses | 1,971,000 | 1,974,000 | 4,583,000 | 4,032,000 |
| Securities available for sale | 60,825,000 | 60,326,000 | 62,739,000 | 58,800,000 |
| Securities held to maturity | 1,725,000 | 1,725,000 | 1,725,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,249,000 | 232,508,000 | 238,858,000 | 240,320,000 |
| Interest-bearing deposits | 190,298,000 | 189,497,000 | 192,370,000 | 196,901,000 |
| Noninterest-bearing deposits | 45,951,000 | 43,011,000 | 46,488,000 | 43,419,000 |
| Equity capital | 26,037,000 | 27,172,000 | 26,088,000 | 26,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,959,000 | 5,954,000 | 8,973,000 | 11,940,000 |
| Interest expense | 418,000 | 864,000 | 1,358,000 | 1,863,000 |
| Net interest income | 2,541,000 | 5,090,000 | 7,615,000 | 10,077,000 |
| Noninterest income | 574,000 | 1,207,000 | 1,797,000 | 2,778,000 |
| Noninterest expense | 2,432,000 | 4,809,000 | 6,893,000 | 9,284,000 |
| Provision for loan losses | 65,000 | 85,000 | 2,806,000 | 2,839,000 |
| Pretax income | 631,000 | 1,462,000 | -167,000 | 1,462,000 |
| Income tax | 93,000 | 239,000 | -37,000 | 147,000 |
| Net income | 538,000 | 1,223,000 | -130,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,150,000 | 26,689,000 | 25,198,000 | 26,506,000 |
| Total capital | 28,121,000 | 28,663,000 | 27,637,000 | 29,093,000 |
| Risk-weighted assets | 193,204,000 | 196,210,000 | 193,005,000 | 205,580,000 |