Call reports 2018
NOBLEBANK & TRUST — 2018
What NOBLEBANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,451,000 | 252,153,000 | 256,718,000 | 257,588,000 |
| Total loans | 142,843,000 | 153,540,000 | 167,410,000 | 162,960,000 |
| Allowance for loan losses | 1,783,000 | 1,916,000 | 1,981,000 | 1,962,000 |
| Securities available for sale | 61,056,000 | 60,596,000 | 60,136,000 | 61,733,000 |
| Securities held to maturity | 1,560,000 | 1,560,000 | 1,618,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,877,000 | 227,807,000 | 231,889,000 | 231,075,000 |
| Interest-bearing deposits | 176,510,000 | 184,947,000 | 188,666,000 | 192,009,000 |
| Noninterest-bearing deposits | 38,367,000 | 42,860,000 | 43,223,000 | 39,066,000 |
| Equity capital | 19,862,000 | 23,754,000 | 23,882,000 | 25,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 5,031,000 | 7,903,000 | 10,872,000 |
| Interest expense | 200,000 | 501,000 | 840,000 | 1,223,000 |
| Net interest income | 2,188,000 | 4,530,000 | 7,063,000 | 9,649,000 |
| Noninterest income | 530,000 | 1,117,000 | 1,736,000 | 2,314,000 |
| Noninterest expense | 2,046,000 | 4,107,000 | 6,273,000 | 8,423,000 |
| Provision for loan losses | 99,000 | 273,000 | 420,000 | 417,000 |
| Pretax income | 570,000 | 1,264,000 | 2,103,000 | 3,120,000 |
| Income tax | 96,000 | 194,000 | 321,000 | 472,000 |
| Net income | 474,000 | 1,070,000 | 1,782,000 | 2,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,241,000 | 25,100,000 | 25,711,000 | 26,427,000 |
| Total capital | 23,024,000 | 27,016,000 | 27,692,000 | 28,389,000 |
| Risk-weighted assets | 175,873,000 | 186,773,000 | 200,817,000 | 195,786,000 |