Call reports 2017
NOBLEBANK & TRUST — 2017
What NOBLEBANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,970,000 | 229,267,000 | 224,943,000 | 225,538,000 |
| Total loans | 132,781,000 | 133,053,000 | 135,981,000 | 134,152,000 |
| Allowance for loan losses | 1,623,000 | 1,656,000 | 1,693,000 | 1,682,000 |
| Securities available for sale | 62,978,000 | 62,842,000 | 63,765,000 | 62,810,000 |
| Securities held to maturity | 1,560,000 | 1,560,000 | 1,560,000 | 1,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,163,000 | 207,322,000 | 202,153,000 | 202,978,000 |
| Interest-bearing deposits | 170,413,000 | 171,555,000 | 166,726,000 | 167,349,000 |
| Noninterest-bearing deposits | 36,750,000 | 35,767,000 | 35,427,000 | 35,629,000 |
| Equity capital | 19,279,000 | 20,297,000 | 20,774,000 | 20,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,334,000 | 6,632,000 | 8,928,000 |
| Interest expense | 191,000 | 382,000 | 562,000 | 734,000 |
| Net interest income | 1,935,000 | 3,952,000 | 6,070,000 | 8,194,000 |
| Noninterest income | 448,000 | 957,000 | 1,464,000 | 2,029,000 |
| Noninterest expense | 1,801,000 | 3,721,000 | 5,661,000 | 7,488,000 |
| Provision for loan losses | 36,000 | 122,000 | 169,000 | 175,000 |
| Pretax income | 551,000 | 1,071,000 | 1,732,000 | 2,589,000 |
| Income tax | 133,000 | 252,000 | 415,000 | 794,000 |
| Net income | 418,000 | 819,000 | 1,317,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,975,000 | 20,292,000 | 20,789,000 | 21,352,000 |
| Total capital | 21,598,000 | 21,948,000 | 22,482,000 | 23,034,000 |
| Risk-weighted assets | 164,285,000 | 164,862,000 | 167,704,000 | 166,664,000 |