Call reports 2016
NOBLEBANK & TRUST — 2016
What NOBLEBANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 217,376,000 | 218,570,000 | 222,779,000 | 225,063,000 |
| Total loans | 127,454,000 | 125,503,000 | 129,625,000 | 128,750,000 |
| Allowance for loan losses | 1,532,000 | 1,558,000 | 1,572,000 | 1,593,000 |
| Securities available for sale | 55,267,000 | 60,057,000 | 62,586,000 | 59,981,000 |
| Securities held to maturity | 1,561,000 | 1,563,000 | 1,563,000 | 1,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,369,000 | 194,015,000 | 198,095,000 | 202,626,000 |
| Interest-bearing deposits | 161,183,000 | 161,799,000 | 166,159,000 | 169,517,000 |
| Noninterest-bearing deposits | 32,186,000 | 32,216,000 | 31,936,000 | 33,109,000 |
| Equity capital | 19,012,000 | 20,141,000 | 20,405,000 | 19,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,071,000 | 6,135,000 | 8,215,000 |
| Interest expense | 186,000 | 384,000 | 588,000 | 789,000 |
| Net interest income | 1,799,000 | 3,687,000 | 5,547,000 | 7,426,000 |
| Noninterest income | 395,000 | 857,000 | 1,304,000 | 1,798,000 |
| Noninterest expense | 1,713,000 | 3,377,000 | 5,095,000 | 6,872,000 |
| Provision for loan losses | 133,000 | 225,000 | 279,000 | 364,000 |
| Pretax income | 366,000 | 1,178,000 | 1,714,000 | 2,243,000 |
| Income tax | 88,000 | 290,000 | 406,000 | 515,000 |
| Net income | 278,000 | 888,000 | 1,308,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,601,000 | 19,309,000 | 19,729,000 | 20,149,000 |
| Total capital | 20,133,000 | 20,867,000 | 21,301,000 | 21,742,000 |
| Risk-weighted assets | 145,283,000 | 151,539,000 | 154,664,000 | 154,857,000 |