Call reports 2015
NOBLEBANK & TRUST — 2015
What NOBLEBANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 187,349,000 | 191,261,000 | 198,269,000 | 197,394,000 |
| Total loans | 106,209,000 | 110,405,000 | 114,567,000 | 119,854,000 |
| Allowance for loan losses | 1,221,000 | 1,308,000 | 1,479,000 | 1,372,000 |
| Securities available for sale | 53,472,000 | 59,022,000 | 54,748,000 | 55,914,000 |
| Securities held to maturity | 1,555,000 | 1,557,000 | 1,558,000 | 1,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,151,000 | 165,318,000 | 173,496,000 | 171,276,000 |
| Interest-bearing deposits | 135,601,000 | 135,191,000 | 144,651,000 | 144,038,000 |
| Noninterest-bearing deposits | 27,550,000 | 30,127,000 | 28,845,000 | 27,238,000 |
| Equity capital | 18,660,000 | 18,298,000 | 18,692,000 | 18,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,460,000 | 5,331,000 | 7,314,000 |
| Interest expense | 145,000 | 278,000 | 429,000 | 586,000 |
| Net interest income | 1,538,000 | 3,182,000 | 4,902,000 | 6,728,000 |
| Noninterest income | 340,000 | 703,000 | 1,125,000 | 1,541,000 |
| Noninterest expense | 1,579,000 | 3,320,000 | 5,030,000 | 6,922,000 |
| Provision for loan losses | 145,000 | 247,000 | 613,000 | 661,000 |
| Pretax income | 194,000 | 495,000 | 684,000 | 1,204,000 |
| Income tax | 35,000 | 122,000 | 166,000 | 247,000 |
| Net income | 159,000 | 373,000 | 518,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,034,000 | 18,248,000 | 18,393,000 | 18,832,000 |
| Total capital | 19,255,000 | 19,556,000 | 19,871,000 | 20,204,000 |
| Risk-weighted assets | 122,380,000 | 132,466,000 | 136,697,000 | 141,970,000 |