Call reports 2014
NOBLEBANK & TRUST — 2014
What NOBLEBANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 178,247,000 | 176,132,000 | 176,048,000 | 177,535,000 |
| Total loans | 94,905,000 | 98,709,000 | 100,438,000 | 104,514,000 |
| Allowance for loan losses | 1,172,000 | 1,166,000 | 1,222,000 | 1,254,000 |
| Securities available for sale | 48,672,000 | 53,102,000 | 51,918,000 | 52,761,000 |
| Securities held to maturity | 1,311,000 | 1,552,000 | 1,552,000 | 1,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,674,000 | 152,844,000 | 152,432,000 | 152,972,000 |
| Interest-bearing deposits | 130,759,000 | 128,377,000 | 129,078,000 | 129,962,000 |
| Noninterest-bearing deposits | 24,914,000 | 24,467,000 | 23,354,000 | 23,010,000 |
| Equity capital | 17,306,000 | 17,916,000 | 18,254,000 | 18,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,091,000 | 4,718,000 | 6,355,000 |
| Interest expense | 138,000 | 281,000 | 424,000 | 567,000 |
| Net interest income | 1,398,000 | 2,810,000 | 4,294,000 | 5,788,000 |
| Noninterest income | 346,000 | 706,000 | 1,097,000 | 1,464,000 |
| Noninterest expense | 1,322,000 | 2,680,000 | 4,158,000 | 5,622,000 |
| Provision for loan losses | 56,000 | 59,000 | 134,000 | 219,000 |
| Pretax income | 478,000 | 896,000 | 1,232,000 | 1,544,000 |
| Income tax | 124,000 | 219,000 | 281,000 | 343,000 |
| Net income | 354,000 | 677,000 | 951,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,490,000 | 17,813,000 | 18,114,000 | 18,388,000 |
| Total capital | 18,662,000 | 18,979,000 | 19,336,000 | 19,642,000 |
| Risk-weighted assets | 109,551,000 | 113,277,000 | 114,147,000 | 117,667,000 |