Call reports 2013
NOBLEBANK & TRUST — 2013
What NOBLEBANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,950,000 | 169,304,000 | 167,437,000 | 171,855,000 |
| Total loans | 87,448,000 | 89,344,000 | 92,275,000 | 95,954,000 |
| Allowance for loan losses | 1,172,000 | 1,261,000 | 1,178,000 | 1,139,000 |
| Securities available for sale | 53,413,000 | 52,186,000 | 51,291,000 | 51,727,000 |
| Securities held to maturity | 0 | 1,306,000 | 1,306,000 | 1,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,856,000 | 147,278,000 | 145,185,000 | 149,674,000 |
| Interest-bearing deposits | 127,332,000 | 122,459,000 | 121,955,000 | 127,781,000 |
| Noninterest-bearing deposits | 26,524,000 | 24,819,000 | 23,230,000 | 21,893,000 |
| Equity capital | 17,536,000 | 16,526,000 | 17,018,000 | 16,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,983,000 | 4,510,000 | 6,059,000 |
| Interest expense | 140,000 | 268,000 | 392,000 | 528,000 |
| Net interest income | 1,330,000 | 2,715,000 | 4,118,000 | 5,531,000 |
| Noninterest income | 331,000 | 690,000 | 1,056,000 | 1,405,000 |
| Noninterest expense | 1,281,000 | 2,595,000 | 3,965,000 | 5,290,000 |
| Provision for loan losses | 160,000 | 294,000 | 294,000 | 357,000 |
| Pretax income | 220,000 | 516,000 | 915,000 | 1,289,000 |
| Income tax | 26,000 | 98,000 | 192,000 | 265,000 |
| Net income | 194,000 | 418,000 | 723,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,715,000 | 16,965,000 | 17,269,000 | 17,572,000 |
| Total capital | 17,887,000 | 18,226,000 | 18,447,000 | 18,711,000 |
| Risk-weighted assets | 104,109,000 | 106,808,000 | 109,524,000 | 112,639,000 |