Call reports 2012
NOBLEBANK & TRUST — 2012
What NOBLEBANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,201,000 | 173,272,000 | 169,390,000 | 171,731,000 |
| Total loans | 87,859,000 | 87,125,000 | 87,676,000 | 86,779,000 |
| Allowance for loan losses | 1,233,000 | 1,283,000 | 1,256,000 | 1,267,000 |
| Securities available for sale | 45,862,000 | 45,991,000 | 47,365,000 | 44,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,837,000 | 150,469,000 | 146,296,000 | 148,660,000 |
| Interest-bearing deposits | 121,336,000 | 125,507,000 | 120,743,000 | 126,813,000 |
| Noninterest-bearing deposits | 24,501,000 | 24,962,000 | 25,553,000 | 21,847,000 |
| Equity capital | 16,961,000 | 17,301,000 | 17,549,000 | 17,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,065,000 | 4,566,000 | 6,103,000 |
| Interest expense | 198,000 | 371,000 | 526,000 | 677,000 |
| Net interest income | 1,320,000 | 2,694,000 | 4,040,000 | 5,426,000 |
| Noninterest income | 278,000 | 574,000 | 915,000 | 1,265,000 |
| Noninterest expense | 1,350,000 | 2,752,000 | 4,106,000 | 5,413,000 |
| Provision for loan losses | 158,000 | 211,000 | 341,000 | 482,000 |
| Pretax income | 90,000 | 305,000 | 508,000 | 796,000 |
| Income tax | 14,000 | 53,000 | 88,000 | 71,000 |
| Net income | 76,000 | 252,000 | 420,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,234,000 | 16,410,000 | 16,579,000 | 16,884,000 |
| Total capital | 17,443,000 | 17,666,000 | 17,835,000 | 18,150,000 |
| Risk-weighted assets | 96,670,000 | 100,466,000 | 102,358,000 | 101,279,000 |