Call reports 2011
NOBLEBANK & TRUST — 2011
What NOBLEBANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,837,000 | 171,306,000 | 170,404,000 | 165,938,000 |
| Total loans | 95,140,000 | 92,015,000 | 88,084,000 | 87,435,000 |
| Allowance for loan losses | 1,754,000 | 1,936,000 | 1,406,000 | 1,346,000 |
| Securities available for sale | 44,900,000 | 38,831,000 | 41,399,000 | 45,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,240,000 | 149,923,000 | 148,285,000 | 143,532,000 |
| Interest-bearing deposits | 128,300,000 | 127,620,000 | 125,349,000 | 123,430,000 |
| Noninterest-bearing deposits | 20,940,000 | 22,304,000 | 22,937,000 | 20,102,000 |
| Equity capital | 14,255,000 | 15,696,000 | 16,561,000 | 16,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,846,000 | 3,643,000 | 5,353,000 | 6,904,000 |
| Interest expense | 314,000 | 607,000 | 881,000 | 1,102,000 |
| Net interest income | 1,532,000 | 3,036,000 | 4,472,000 | 5,802,000 |
| Noninterest income | 268,000 | 578,000 | 858,000 | 1,159,000 |
| Noninterest expense | 1,429,000 | 2,692,000 | 4,088,000 | 5,341,000 |
| Provision for loan losses | 595,000 | 844,000 | 850,000 | 875,000 |
| Pretax income | -224,000 | 118,000 | 658,000 | 1,011,000 |
| Income tax | -49,000 | -49,000 | 47,000 | 153,000 |
| Net income | -175,000 | 167,000 | 611,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,083,000 | 15,442,000 | 15,902,000 | 16,157,000 |
| Total capital | 16,377,000 | 16,690,000 | 17,102,000 | 17,374,000 |
| Risk-weighted assets | 103,125,000 | 99,133,000 | 95,759,000 | 97,192,000 |