Call reports 2010
NOBLEBANK & TRUST — 2010
What NOBLEBANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,195,000 | 171,908,000 | 180,740,000 | 169,560,000 |
| Total loans | 101,452,000 | 97,350,000 | 101,546,000 | 96,822,000 |
| Allowance for loan losses | 1,533,000 | 1,256,000 | 1,426,000 | 1,221,000 |
| Securities available for sale | 42,858,000 | 40,264,000 | 54,187,000 | 48,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,838,000 | 152,294,000 | 160,545,000 | 149,984,000 |
| Interest-bearing deposits | 133,868,000 | 136,346,000 | 140,738,000 | 133,738,000 |
| Noninterest-bearing deposits | 14,970,000 | 15,948,000 | 19,807,000 | 16,247,000 |
| Equity capital | 13,928,000 | 14,316,000 | 14,808,000 | 14,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,761,000 | 5,669,000 | 7,585,000 |
| Interest expense | 595,000 | 1,189,000 | 1,725,000 | 2,136,000 |
| Net interest income | 1,307,000 | 2,572,000 | 3,944,000 | 5,449,000 |
| Noninterest income | 282,000 | 574,000 | 847,000 | 1,138,000 |
| Noninterest expense | 1,333,000 | 2,584,000 | 3,828,000 | 5,395,000 |
| Provision for loan losses | 165,000 | 515,000 | 672,000 | 827,000 |
| Pretax income | 130,000 | 237,000 | 481,000 | 555,000 |
| Income tax | 28,000 | 52,000 | 78,000 | 108,000 |
| Net income | 102,000 | 185,000 | 403,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,873,000 | 13,974,000 | 14,212,000 | 15,143,000 |
| Total capital | 15,285,000 | 15,088,000 | 15,604,000 | 16,364,000 |
| Risk-weighted assets | 112,097,000 | 113,578,000 | 111,377,000 | 106,575,000 |