Call reports 2009
NOBLEBANK & TRUST — 2009
What NOBLEBANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 151,511,000 | 161,371,000 | 162,133,000 | 166,112,000 |
| Total loans | 101,070,000 | 101,845,000 | 100,723,000 | 101,228,000 |
| Allowance for loan losses | 1,162,000 | 1,176,000 | 1,410,000 | 1,467,000 |
| Securities available for sale | 29,256,000 | 32,234,000 | 40,749,000 | 43,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,383,000 | 142,788,000 | 142,597,000 | 146,997,000 |
| Interest-bearing deposits | 122,107,000 | 129,677,000 | 126,630,000 | 134,088,000 |
| Noninterest-bearing deposits | 11,276,000 | 13,111,000 | 15,967,000 | 12,909,000 |
| Equity capital | 12,627,000 | 12,982,000 | 13,982,000 | 13,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,567,000 | 5,432,000 | 7,327,000 |
| Interest expense | 668,000 | 1,328,000 | 2,007,000 | 2,652,000 |
| Net interest income | 1,098,000 | 2,239,000 | 3,425,000 | 4,675,000 |
| Noninterest income | 326,000 | 714,000 | 1,071,000 | 1,434,000 |
| Noninterest expense | 1,178,000 | 2,527,000 | 3,816,000 | 5,109,000 |
| Provision for loan losses | 224,000 | 270,000 | 741,000 | 822,000 |
| Pretax income | 91,000 | 232,000 | 209,000 | 450,000 |
| Income tax | 14,000 | 18,000 | 18,000 | 35,000 |
| Net income | 77,000 | 214,000 | 191,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,440,000 | 13,227,000 | 13,509,000 | 13,753,000 |
| Total capital | 13,602,000 | 14,403,000 | 14,919,000 | 15,166,000 |
| Risk-weighted assets | 111,721,000 | 116,553,000 | 114,121,000 | 113,077,000 |