Call report 2026Q2
WRAY STATE BANK — 2026Q2
The 22 measures WRAY STATE BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,982,000 | USD | evidence → |
| Total loans | 226,306,000 | USD | evidence → |
| Allowance for loan losses | 3,347,000 | USD | evidence → |
| Securities available for sale | 63,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,841,000 | USD | evidence → |
| Interest-bearing deposits | 228,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,937,000 | USD | evidence → |
| Equity capital | 31,443,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,211,000 | USD | evidence → |
| Interest expense | 3,279,000 | USD | evidence → |
| Net interest income | 5,932,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 3,450,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 2,722,000 | USD | evidence → |
| Income tax | 616,000 | USD | evidence → |
| Net income | 2,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,380,000 | USD | evidence → |