Call report 2024Q1
WRAY STATE BANK — 2024Q1
The 22 measures WRAY STATE BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,938,000 | USD | evidence → |
| Total loans | 180,751,000 | USD | evidence → |
| Allowance for loan losses | 2,697,000 | USD | evidence → |
| Securities available for sale | 43,385,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,010,000 | USD | evidence → |
| Interest-bearing deposits | 182,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,966,000 | USD | evidence → |
| Equity capital | 24,108,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,009,000 | USD | evidence → |
| Interest expense | 1,579,000 | USD | evidence → |
| Net interest income | 2,430,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 1,412,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,132,000 | USD | evidence → |
| Income tax | 263,000 | USD | evidence → |
| Net income | 869,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,623,000 | USD | evidence → |
| Total capital | 25,793,000 | USD | evidence → |
| Risk-weighted assets | 173,151,000 | USD | evidence → |