Call report 2020Q4
WRAY STATE BANK — 2020Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,733,000 | USD | evidence → |
| Total loans | 124,519,000 | USD | evidence → |
| Allowance for loan losses | 2,165,000 | USD | evidence → |
| Securities available for sale | 29,285,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,322,000 | USD | evidence → |
| Interest-bearing deposits | 115,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,209,000 | USD | evidence → |
| Equity capital | 19,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,050,000 | USD | evidence → |
| Interest expense | 916,000 | USD | evidence → |
| Net interest income | 6,134,000 | USD | evidence → |
| Noninterest income | 599,000 | USD | evidence → |
| Noninterest expense | 4,423,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 1,752,000 | USD | evidence → |
| Income tax | 415,000 | USD | evidence → |
| Net income | 1,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,662,000 | USD | evidence → |
| Total capital | 18,255,000 | USD | evidence → |
| Risk-weighted assets | 126,926,000 | USD | evidence → |