Call report 2020Q2
WRAY STATE BANK — 2020Q2
The 22 measures WRAY STATE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,829,000 | USD | evidence → |
| Total loans | 129,075,000 | USD | evidence → |
| Allowance for loan losses | 1,970,000 | USD | evidence → |
| Securities available for sale | 14,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,525,000 | USD | evidence → |
| Interest-bearing deposits | 111,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,327,000 | USD | evidence → |
| Equity capital | 19,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,766,000 | USD | evidence → |
| Interest expense | 516,000 | USD | evidence → |
| Net interest income | 3,250,000 | USD | evidence → |
| Noninterest income | 286,000 | USD | evidence → |
| Noninterest expense | 2,234,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,002,000 | USD | evidence → |
| Income tax | 248,000 | USD | evidence → |
| Net income | 754,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,212,000 | USD | evidence → |
| Total capital | 17,774,000 | USD | evidence → |
| Risk-weighted assets | 124,560,000 | USD | evidence → |