Call report 2019Q4
WRAY STATE BANK — 2019Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,318,000 | USD | evidence → |
| Total loans | 123,701,000 | USD | evidence → |
| Allowance for loan losses | 1,968,000 | USD | evidence → |
| Securities available for sale | 11,624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,566,000 | USD | evidence → |
| Interest-bearing deposits | 104,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,291,000 | USD | evidence → |
| Equity capital | 18,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,497,000 | USD | evidence → |
| Interest expense | 1,028,000 | USD | evidence → |
| Net interest income | 6,469,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 4,422,000 | USD | evidence → |
| Provision for loan losses | 395,000 | USD | evidence → |
| Pretax income | 2,278,000 | USD | evidence → |
| Income tax | 519,000 | USD | evidence → |
| Net income | 1,759,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,452,000 | USD | evidence → |
| Total capital | 17,013,000 | USD | evidence → |
| Risk-weighted assets | 124,505,000 | USD | evidence → |