Call report 2018Q4
WRAY STATE BANK — 2018Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,765,000 | USD | evidence → |
| Total loans | 126,249,000 | USD | evidence → |
| Allowance for loan losses | 1,831,000 | USD | evidence → |
| Securities available for sale | 22,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,030,000 | USD | evidence → |
| Interest-bearing deposits | 113,215,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,815,000 | USD | evidence → |
| Equity capital | 16,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,208,000 | USD | evidence → |
| Interest expense | 955,000 | USD | evidence → |
| Net interest income | 6,253,000 | USD | evidence → |
| Noninterest income | 710,000 | USD | evidence → |
| Noninterest expense | 4,282,000 | USD | evidence → |
| Provision for loan losses | 302,000 | USD | evidence → |
| Pretax income | 2,379,000 | USD | evidence → |
| Income tax | 547,000 | USD | evidence → |
| Net income | 1,832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,733,000 | USD | evidence → |
| Total capital | 15,342,000 | USD | evidence → |
| Risk-weighted assets | 128,522,000 | USD | evidence → |