Call report 2015Q4
WRAY STATE BANK — 2015Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,609,000 | USD | evidence → |
| Total loans | 100,918,000 | USD | evidence → |
| Allowance for loan losses | 1,412,000 | USD | evidence → |
| Securities available for sale | 19,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,218,000 | USD | evidence → |
| Interest-bearing deposits | 97,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,480,000 | USD | evidence → |
| Equity capital | 12,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,875,000 | USD | evidence → |
| Interest expense | 594,000 | USD | evidence → |
| Net interest income | 4,281,000 | USD | evidence → |
| Noninterest income | 508,000 | USD | evidence → |
| Noninterest expense | 3,735,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 908,000 | USD | evidence → |
| Income tax | 273,000 | USD | evidence → |
| Net income | 635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,965,000 | USD | evidence → |
| Total capital | 11,328,000 | USD | evidence → |
| Risk-weighted assets | 108,997,000 | USD | evidence → |