Call report 2014Q4
WRAY STATE BANK — 2014Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,324,000 | USD | evidence → |
| Total loans | 82,511,000 | USD | evidence → |
| Allowance for loan losses | 1,323,000 | USD | evidence → |
| Securities available for sale | 14,332,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,911,000 | USD | evidence → |
| Interest-bearing deposits | 73,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,832,000 | USD | evidence → |
| Equity capital | 11,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,102,000 | USD | evidence → |
| Interest expense | 498,000 | USD | evidence → |
| Net interest income | 3,604,000 | USD | evidence → |
| Noninterest income | 433,000 | USD | evidence → |
| Noninterest expense | 3,068,000 | USD | evidence → |
| Provision for loan losses | 236,000 | USD | evidence → |
| Pretax income | 775,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,719,000 | USD | evidence → |
| Total capital | 9,841,000 | USD | evidence → |
| Risk-weighted assets | 89,600,000 | USD | evidence → |