Call report 2012Q4
WRAY STATE BANK — 2012Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,026,000 | USD | evidence → |
| Total loans | 57,085,000 | USD | evidence → |
| Allowance for loan losses | 1,265,000 | USD | evidence → |
| Securities available for sale | 23,306,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,321,000 | USD | evidence → |
| Interest-bearing deposits | 69,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,684,000 | USD | evidence → |
| Equity capital | 10,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,626,000 | USD | evidence → |
| Interest expense | 747,000 | USD | evidence → |
| Net interest income | 2,879,000 | USD | evidence → |
| Noninterest income | 413,000 | USD | evidence → |
| Noninterest expense | 2,710,000 | USD | evidence → |
| Provision for loan losses | 156,000 | USD | evidence → |
| Pretax income | 426,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,825,000 | USD | evidence → |
| Total capital | 8,630,000 | USD | evidence → |
| Risk-weighted assets | 63,997,000 | USD | evidence → |