Call report 2004Q4
WRAY STATE BANK — 2004Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,315,000 | USD | evidence → |
| Total loans | 27,681,000 | USD | evidence → |
| Allowance for loan losses | 600,000 | USD | evidence → |
| Securities available for sale | 8,533,000 | USD | evidence → |
| Securities held to maturity | 698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,132,000 | USD | evidence → |
| Interest-bearing deposits | 33,094,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,038,000 | USD | evidence → |
| Equity capital | 3,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,270,000 | USD | evidence → |
| Interest expense | 784,000 | USD | evidence → |
| Net interest income | 1,486,000 | USD | evidence → |
| Noninterest income | 372,000 | USD | evidence → |
| Noninterest expense | 944,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 769,000 | USD | evidence → |
| Income tax | 230,000 | USD | evidence → |
| Net income | 539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,895,000 | USD | evidence → |
| Total capital | 4,292,000 | USD | evidence → |
| Risk-weighted assets | 31,572,000 | USD | evidence → |
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